10509 Vista Sorrento Parkway, Suite 200 San Diego, CA 92121
Office Hours: Mon - Fri : 9:00am - 6:00pm

Products & Services

Our Loan Products

There is no one-size-fits-all solution to home financing, which is why we offer a wide range of loan programs. Talk to the Morales Group today about your best mortgage options for a residential purchase.


Purchase and refinance transactions
Fixed-rate with 10 to 30 year loan terms
5/1, 7/1 or 10/1 Adjustable rate (ARM) option


15 and 30 year fixed rate or 5/1, 7/1 and 10/1 ARM options for loan amounts up to $3,000,000
Primary, second home and investment property transactions
Platinum pricing options


FHA: Fixed and ARM options
USDA rural housing 30-year fixed-rate loan
VA: Fixed and ARM options
VA: Purchase, Interest Rate Reduction Refinance Loan (IRRRL) or cash-out refinance loans


203(k) home rehabilitation loans
HomePath program
Cash-out Refinance
Delayed Purchase Refinance
Escrow Holdback
Bond Programs
Down Payment Assistant Programs
Interest-Only Options
Non-warrantable condo financing