5973 Avenida Encinas, Suite 206 Carlsbad, CA 92008
Office Hours: Mon - Fri : 9:00am - 6:00pm

Products & Services

Our Loan Products

There is no one-size-fits-all solution to home financing, which is why we offer a wide range of loan programs. Talk to the Morales Group today about your best mortgage options for a residential purchase.


Purchase and refinance transactions
Fixed-rate with 10 to 30 year loan terms
Cash-out Refinance


15 and 30 year fixed rate or 5/1, 7/1 and 10/1 ARM options for loan amounts up to $2,000,000
Primary, second home and investment property transactions
Platinum pricing options


FHA: Fixed and ARM options
USDA rural housing 30-year fixed-rate loan
VA: Fixed and ARM options
VA: Purchase, Interest Rate Reduction Refinance Loan (IRRRL) or cash-out refinance loans